MHP Mortgage Loans - Matthew Stack

  Commercial Property Loans What Properties are eligible for a commercial property loan? - Block of units - Offices - Factories - Warehouses - Retail shops - Shops - Accommodation - Car Yards - Farms - Backpacker hostels - Aged care centres - Child care - Function centres - Petrol stations - Commercial property development - Pubs or restaurants - Supermarkets - Shopping centre - gyms etc. Specialised properties need a sizeable deposit to get approved. What is the purpose of the commercial loan? 1. Investment:  To buy a commercial property that will be leased.  This is lowest risk. 2. Owner-occupied:   Buy a commercial property to lease by your own business. 3. Working capital:  business loan to fund the operations of your business. You cannot use a commercial property as security for a loan to fund a residential property purchase. What are typical commercial property loan features? - Individuals, companies, trusts and SMSF. - 15 to 30 year loan terms in some cas...

SMSF Commercial Property Loan  What deposit will I need within my SMSF? - Borrow up to 75% of the value of a commercial property. - Loan terms of up to 30 years for commercial security properties.  Most are 25 years. - Interest-only repayments for up to 5 years. Call Matthew Stack - Finance Broker - 0423 237 242.  Speak to me directly, not a call centre. Why use a finance broker? Not all lenders offer SMSF commercial finance.  I like the following lenders: 1. Better Choice 2. Liberty 3. La Trobe There are plenty of lenders.  Their offers change as they want to attract or slow down business.  Using a mortgage broker will help you get your loan across the line knowing all the fees and costs upfront.  What kind of commercial properties are accepted? 1. Standard commercial properties are the easiest to finance.   These include: -Offices -Warehouse -Retail -Factories -Restaurants -Farms (not all) -Rural properties that are income producing 2. Non...