Posts

Showing posts with the label emergency services home loans

Home Loans for Paramedics

Image
  Home Loans for Paramedics & EMT -There are some discounts & waivers for emergency services workers when applying for a home loan.   -A paramedic pays no LMI up to 85% LVR as opposed to 80% LVR for everyone else.  This gives you an edge when entering the property market. -Your borrowing capacity is slightly increased as some lenders will utilise more of your income than others - for example 100% overtime income, 100% lunch break overtime income, Salary Packaging etc.   -It's important to select the right lender, which changes from season to season, as some lenders set up policy and products that compete for this income type. -If you're an emergency services worker, it pays to speak to a mortgage broker.  It won't cost you anything.  When you call, you'll speak directly to me - Matthew Stack - not a call centre. Benefits of a Paramedic Home Loan You are entitled to 85% LVR with no mortgage insurance.   Saves you thousands. Profes...